The financial operating system

The financial operating system for modern business.

Manage your money, payments, expenses, and financial intelligence from one intelligent platform.

Get Started Explore VANTA
$4.2B+
Processed annually
38,000+
Businesses
99.99%
Uptime
VANTA Overview
Live
Total balance
$1,284,920.40
+12.4%
↑
Stripe payout
Today, 09:41
+$48,200.00
↓
AWS hosting
Today, 08:12
-$3,840.12
↑
Client invoice #2041
Yesterday
+$12,750.00
⚡
AI Insight: Cash runway extended to 8.4 months based on current burn.
Trusted by finance teams at
Northwind
Helios
Meridian
Atlas
Quanta
Vertex

Every account, one clear view

See your entire financial picture in real time. Balances, cash flow, and forecasts that update the moment money moves.

💰

Unified account overview

Connect checking, savings, cards, and investments. VANTA consolidates them into a single live balance with instant reconciliation.

📈

Real-time balances

Balances update in seconds, not days. Know exactly what is available before you spend.

⏱

Instant sync

Every transaction, fee, and transfer appears automatically. No manual entry, no spreadsheets.

Business banking built for speed

Open accounts in minutes, move money instantly, and earn yield on idle cash. Banking that keeps up with how you actually work.

  • ✓
    High-yield checking and savingsEarn competitive rates on every dollar you hold.
  • ✓
    Instant transfersMove money between accounts and to vendors in real time.
  • ✓
    Multi-currency accountsHold and transact in 30+ currencies with live FX.
Explore banking
AVAILABLE CASH
$1,284,920
Across 4 accounts, updated just now

Payments that just work

Send, schedule, and automate payments across ACH, wire, and cards. Approvals keep every dollar controlled.

  • ✓
    Send payments in secondsACH, wire, and card payments from one interface.
  • ✓
    Schedule and automateSet recurring payments and let VANTA handle the rest.
  • ✓
    Approval workflowsRoute large payments through the right approvers.
Explore payments
PAYMENTS THIS MONTH
$342,180
312 payments, 99.2% on time
↑
Vendor payouts
ACH batch
+$128,400
↑
Payroll
Scheduled
+$96,750
↓
Subscriptions
Recurring
-$18,320

Expense management on autopilot

Issue corporate cards, capture receipts, and approve expenses without the paperwork. Your team spends, you stay in control.

  • ✓
    Smart corporate cardsVirtual and physical cards with per-employee limits.
  • ✓
    Automatic receipt captureSnap a photo, VANTA matches it to the transaction.
  • ✓
    Real-time approvalsApprove or flag expenses the moment they happen.
Explore expenses
SPENDING BY CATEGORY
$96k
this month
Software$32k
Travel$21k
Marketing$15k
Other$28k

See your cash position months ahead

VANTA forecasts your cash flow using your real transaction history, so you can plan with confidence instead of guessing.

90-DAY CASH FLOW FORECAST
Projected balance
Baseline

Financial intelligence that thinks ahead

VANTA AI reads your transactions and surfaces what matters. Anomalies, savings, and risks, explained in plain language.

  • ✓
    Anomaly detectionSpot unusual charges and duplicate payments instantly.
  • ✓
    Spend insightsUnderstand where money goes and where to cut.
  • ✓
    Cash runwayKnow exactly how long your cash will last.
Explore intelligence
VANTA AI INSIGHTS
⚡
Software spend up 18% this month. Three subscriptions are unused.
📈
Cash runway: 8.4 months at current burn rate.
⚠
2 duplicate payments detected this week. Review recommended.

Reconciliation, fully automated

VANTA matches every transaction to invoices, receipts, and bank statements automatically. Close your books in minutes, not days.

  • ✓
    Auto-matchingTransactions pair with invoices and receipts in real time.
  • ✓
    Faster closeCut month-end close from days to hours.
  • ✓
    Audit-readyEvery dollar has a clear, searchable trail.
RECONCILIATION STATUS
Matched automatically94%
Needs review4%
Unmatched2%
✓
Books are balanced. Last close completed in 3.2 hours.

Analytics that drive decisions

Revenue, expenses, profit, and burn rate, visualized clearly. Filter by any date range and drill into the details.

📈

Revenue analytics

Track revenue by source, client, and product line with live dashboards.

📊

Expense analytics

See spending trends and category breakdowns at a glance.

💡

Profitability

Understand margins and unit economics across your business.

📈

Burn rate and runway

Monitor monthly burn and projected runway with clear, forward-looking forecasts.

Revenue
Expenses

Loved by finance teams

Thousands of businesses run their money on VANTA. Here is what a few of them say.

★★★★★

"VANTA replaced four tools and a mountain of spreadsheets. We closed our last quarter in two days instead of two weeks."

Portrait of Priya Sharma, CFO at Northwind
Priya Sharma
CFO, Northwind
★★★★★

"The AI insights caught a duplicate payment we would have missed. It paid for itself in the first month."

Portrait of Marcus Chen, COO at Helios
Marcus Chen
COO, Helios
★★★★★

"Corporate cards and expense approvals used to be chaos. Now everything is controlled and audit-ready."

Portrait of Elena Rodriguez, Finance Director at Quanta
Elena Rodriguez
Finance Director, Quanta

Simple, transparent pricing

Start free and scale as you grow. No hidden fees, no surprises.

Starter
$0/mo
For small teams getting started with modern finance.
  • ✓ 1 business account
  • ✓ 5 virtual cards
  • ✓ Basic expense tracking
  • ✓ Standard support
Get Started
Most popular
Growth
$49/mo
For growing companies that need full control.
  • ✓ Unlimited accounts
  • ✓ Unlimited virtual cards
  • ✓ Automated reconciliation
  • ✓ AI financial insights
  • ✓ Approval workflows
  • ✓ Priority support
Start Free Trial
Enterprise
Custom
For organizations with complex finance needs.
  • ✓ Everything in Growth
  • ✓ Multi-entity consolidation
  • ✓ Custom integrations
  • ✓ Dedicated success manager
  • ✓ SSO and advanced security
Contact Sales

Frequently asked questions

Most businesses are approved and ready to transact within minutes. You just need your business details and a valid ID. No paperwork, no waiting days for a call.

Yes. Funds held in VANTA accounts are protected up to applicable limits, and we use bank-grade encryption and multi-factor authentication across the platform.

Absolutely. VANTA connects to thousands of banks and financial institutions, so you can see all your accounts in one place and reconcile them automatically.

VANTA AI analyzes your transaction history to detect anomalies, forecast cash flow, estimate runway, and surface savings opportunities. It explains everything in plain language you can act on.

Yes. You can set per-card and per-employee spending limits, restrict categories, and freeze or unfreeze any card instantly from the dashboard.

Yes. Hold and transact in 30+ currencies with live exchange rates and low conversion fees, all managed from a single dashboard.

Run your money on VANTA

Join 38,000+ businesses managing their finances with clarity and control. Set up in minutes.

Get Started Talk to Sales

One platform for all your money

VANTA brings banking, payments, expenses, and intelligence together so your finance team can focus on growth, not busywork.

💰

Business Banking

High-yield accounts, instant transfers, and multi-currency support.

Learn more
💳

Payments

Send, schedule, and automate payments with full approval control.

Learn more
📊

Expense Management

Corporate cards, receipt capture, and real-time approvals.

Learn more
🧠

Financial Intelligence

AI-powered insights, cash flow forecasting, and automated reconciliation that turn raw data into decisions.

Learn more
📈

Analytics

Revenue, expenses, profit, and burn rate, visualized and filterable.

🔒

Security

Bank-grade encryption, SSO, and granular role-based permissions.

See it all in action

Explore the full VANTA dashboard with realistic sample data.

Open the Dashboard

Business banking built for speed

Open accounts in minutes, move money instantly, and earn yield on every dollar you hold.

Accounts that work as hard as you do

From high-yield checking to multi-currency accounts, VANTA gives you the banking infrastructure of a large company without the overhead.

  • ✓
    High-yield checkingEarn competitive interest on your operating balance.
  • ✓
    Savings and yieldPark idle cash and watch it grow automatically.
  • ✓
    Multi-currencyHold and transact in 30+ currencies with live FX.
  • ✓
    Instant transfersMove money between accounts and vendors in real time.
Open an Account
ACCOUNT BALANCES
💰
Operating checking
•••• 4821
$842,300
💰
High-yield savings
•••• 9034
$312,500
💰
EUR account
•••• 1187
$98,120
💰
Investment
•••• 5560
$32,000

Ready to bank smarter?

Set up your business accounts in minutes.

Get Started

Payments that just work

Send, schedule, and automate payments across ACH, wire, and cards, with approvals that keep every dollar controlled.

Move money your way

Whether it is a one-off vendor payment or a recurring payroll run, VANTA handles it with speed and precision.

  • ✓
    ACH, wire, and cardsChoose the right rail for every payment.
  • ✓
    Scheduled paymentsSet it once and let VANTA execute on time.
  • ✓
    Recurring automationManage subscriptions and payroll on autopilot.
  • ✓
    Approval workflowsRoute large payments through the right approvers.
Send a Payment
PAYMENT ACTIVITY
Payments sent
Payments received

Start paying faster

Set up your first payment in under a minute.

Get Started

Expense management on autopilot

Issue corporate cards, capture receipts, and approve expenses without the paperwork.

Control every dollar your team spends

Give your team the cards they need with limits you control. Receipts and approvals happen automatically.

  • ✓
    Smart corporate cardsVirtual and physical cards with per-employee limits.
  • ✓
    Automatic receipt captureSnap a photo, VANTA matches it to the transaction.
  • ✓
    Real-time approvalsApprove or flag expenses the moment they happen.
  • ✓
    Policy enforcementSet category and merchant rules automatically.
Manage Expenses
EXPENSE APPROVALS
✓
Flight to NYC
Approved by Maya
$1,240
⏳
Client dinner
Pending approval
$186
✗
Software license
Flagged, out of policy
$2,400

Take control of spending

Issue your first corporate card today.

Get Started

Financial intelligence that thinks ahead

VANTA AI reads your transactions and surfaces what matters, in plain language you can act on.

Insights that pay for themselves

From anomaly detection to cash runway, VANTA AI turns your financial data into clear, actionable intelligence.

  • ✓
    Anomaly detectionSpot unusual charges and duplicate payments instantly.
  • ✓
    Cash flow forecastingSee your cash position months ahead with confidence.
  • ✓
    Spend insightsUnderstand where money goes and where to cut.
  • ✓
    Automated reconciliationClose your books in hours, not days.
Ask VANTA AI
VANTA AI ASSISTANT
Software spend is up 18% this month. Three subscriptions are unused. Want me to list them?
Yes, show me the unused subscriptions.
Found 3: Figma Pro ($45/mo), Notion Team ($30/mo), and Zoom Business ($25/mo). Combined savings: $1,200/year.

Let AI do the heavy lifting

Unlock financial intelligence for your business.

Get Started

Simple, transparent pricing

Start free and scale as you grow. No hidden fees, no surprises.

Starter
$0/mo
For small teams getting started with modern finance.
  • ✓ 1 business account
  • ✓ 5 virtual cards
  • ✓ Basic expense tracking
  • ✓ Standard support
Get Started
Most popular
Growth
$49/mo
For growing companies that need full control.
  • ✓ Unlimited accounts
  • ✓ Unlimited virtual cards
  • ✓ Automated reconciliation
  • ✓ AI financial insights
  • ✓ Approval workflows
  • ✓ Priority support
Start Free Trial
Enterprise
Custom
For organizations with complex finance needs.
  • ✓ Everything in Growth
  • ✓ Multi-entity consolidation
  • ✓ Custom integrations
  • ✓ Dedicated success manager
  • ✓ SSO and advanced security
Contact Sales

Not sure which plan fits?

Talk to our team and find the right setup for your business.

Talk to Sales

Resources to run better finance

Guides, templates, and insights from the VANTA team and the finance community.

Guide

The CFO guide to cash flow forecasting

How to build a reliable forecast that keeps your business ahead of the curve.

12 min read
Template

Monthly close checklist

A step-by-step checklist to close your books faster and with fewer errors.

Free download
Insight

State of business finance 2026

Key trends in payments, expenses, and financial automation from 2,000 finance leaders.

Report
Guide

Cutting software spend without breaking workflows

Practical steps to find and remove unused subscriptions across your stack.

8 min read
Template

Expense policy template

Build a clear, enforceable expense policy your whole team will follow.

Free download
Webinar

Automating accounts payable

Watch how modern teams cut AP processing time by 80%.

45 min

Put these insights to work

See how VANTA makes it all possible.

Get Started

We are building the future of business finance

VANTA started with a simple belief: running a business should not mean drowning in spreadsheets and disconnected tools.

The VANTA team collaborating in a bright modern office

Our story

Founded in 2021, VANTA was built by finance operators and engineers who were tired of the status quo. We set out to create one platform where every business could see, control, and grow its money with confidence. Today, 38,000+ businesses run their finances on VANTA, and we are just getting started.

📈

Clarity first

Every feature exists to make your financial picture clearer, not more complex.

🔒

Security by default

Your money and data are protected with bank-grade security at every layer.

⚡

Speed matters

We move fast so you can too. From onboarding to every transaction.

Come build with us

Join the businesses running their money on VANTA.

Get Started

Talk to the VANTA team

Questions about pricing, features, or getting started? We are here to help.

Send us a message

✉
Email ushello@vanta.finance
☎
Call us+1 (415) 555-0132
📍
Visit us548 Market Street, San Francisco, CA
⏱
Support hours24/7 for Growth and Enterprise plans
VANTA / Overview

Overview

Welcome back, Jordan. Here is your financial snapshot.

View transactions + Send payment
Total balance
$1,284,920
↑ 12.4% this month
💰
Available cash
$1,154,820
After pending holds
📈
Monthly revenue
$412,300
↑ 8.2% vs last month
↑
Monthly expenses
$96,180
↑ 3.1% vs last month
↓

Cash flow

Last 6 months
Inflow
Outflow

Upcoming payments

Next 7 days
💳
AWS hosting
Today
$3,840
💰
Payroll run
Fri, Sep 11
$96,750
📊
Office rent
Mon, Sep 14
$8,500
📈
Stripe fees
Tue, Sep 15
$1,240

Revenue vs expenses

This year
Revenue
Expenses

Account balances

Across 4 accounts
$1.28M
total
Checking$842k
Savings$312k
EUR$98k
Invest$32k

Accounts

Manage all your business accounts in one place.

+ New account

Transactions

Search and filter your full transaction history.

+ New transaction
MerchantAmountDateCategoryAccountStatus

Payments

Send, schedule, and manage all your payments.

+ Send payment
Pending
$24,180
4 payments
⏳
Completed this month
$342,180
↑ 6%
✓
Recurring
$18,320
12 active
🔁
On-time rate
99.2%
↑ 0.4%
⏱

Pending payments

Awaiting approval or execution
💳
AWS hosting
Due today
$3,840
⏳
Design agency retainer
Needs approval
$12,000
⏳
Legal services
Needs approval
$8,340

Recurring payments

Automated on schedule
🔁
Payroll run
Bi-weekly, Fri
$96,750
🔁
Office rent
Monthly, 1st
$8,500
🔁
Stripe fees
Monthly, 15th
$1,240

Expenses

Track and approve company spending.

+ New expense
Total this month
$96,180
↑ 3.1%
↓
Pending approval
$4,820
7 reports
⏳
Receipts captured
94%
↑ 2%
✓
Active cards
18
12 employees
💳

Spending by category

This month
$96k
total
Software$32k
Travel$21k
Marketing$15k
Other$28k

Monthly spending trend

Last 6 months

Employee expenses

Recent activity
EmployeeCategoryAmountDateStatus
MK
Maya Kim
Design
Travel$1,240Sep 05Approved
DR
Diego Ruiz
Sales
Client dinner$186Sep 04Pending
AT
Ava Thompson
Engineering
Software$2,400Sep 03Flagged
LN
Liam Novak
Marketing
Marketing$890Sep 02Approved

Cards

Manage your corporate cards and spending limits.

+ Issue card
V
•••• •••• •••• 4821
Cardholder
Jordan Avery
Expires
09/29
CVC
•••
📱
Card active

Card controls

Corporate card •••• 4821
Monthly spending limit$12,400 / $25,000
Per-transaction limit$5,000
Online purchasesEnabled
InternationalEnabled
Copy details Replace card

All cards

18 active cards
CardCardholderLimitSpentStatus
💳
Corporate •••• 4821
Virtual
Jordan Avery$25,000$12,400Active
💳
Design •••• 9034
Virtual
Maya Kim$5,000$2,180Active
💳
Sales •••• 1187
Physical
Diego Ruiz$8,000$3,940Frozen
💳
Eng •••• 5560
Virtual
Ava Thompson$10,000$6,120Active

Analytics

Deep dive into your financial performance.

Export
Revenue
$412,300
↑ 8.2%
↑
Expenses
$96,180
↑ 3.1%
↓
Net profit
$316,120
↑ 11.4%
📈
Burn rate
$96,180
Runway: 8.4 mo
⏱

Revenue trend

Last 6 months

Expense trend

Last 6 months

Profit margin

Net margin by month

Cash flow forecast

Next 90 days

AI Insights

What VANTA AI found in your financial data.

Refresh
📈
Software expenses increased 18% this month. Three recurring subscriptions appear unused in the last 60 days.
⚡ AI detected
⏱
Your cash runway is estimated at 8.4 months at the current burn rate of $96,180 per month.
📈 Forecast
⚠
Three recurring subscriptions have not been used in the last 60 days. Potential savings of $1,200 per year.
💰 Savings opportunity
✗
2 duplicate payments detected this week, totaling $2,400. Review recommended before month-end close.
⚠ Anomaly

VANTA AI Assistant

Ask anything about your finances
⚡
VANTA AI Online, analyzing your data
Hi Jordan. I have analyzed your financial data. Ask me about spending, cash flow, or anything unusual.

Settings

Manage your workspace, team, and security.

Workspace

Company details
Save changes

Security

Protect your account
Two-factor authenticationEnabled
Single sign-on (SSO)Enabled
Role-based access12 members
Manage security
✓Action completed